For well over a decade, small businesses have complained loudly about the affordability of health insurance. Efforts to address this problem have been controversial and often too partisan.


That is why it is important to publicly recognize legislators who are problem-solvers and work to forge a bi-partisan solution to benefit are small businesses and individual policyholders.


Representatives Bill Clyburn, Bill Hixon, Roland Smith and Bill Taylor have joined more than half the members of the S.C. House in sponsoring House Bill 4095. Thirty-five Republicans and 39 Democrats have found a way to address a critical issue that would health insurance unaffordable for everybody.


This bill would help low-income citizens obtain private insurance using effective managed-care organizations and health savings accounts.


Under this bill, through the effective utilization of federal funds, today’s uninsured and insured South Carolinians will realize the benefits of affordable health insurance without adding significant expense to the state taxpayers.  


Right now, those with health insurance pay higher premiums to cover the uncompensated care of the uninsured, who are mostly low income.


For a family policy, this additional cost is about $1,000 a year. This cost shifting, or “hidden tax,” will only go away when most citizens have some form of health insurance.


We applaud the leadership of these Representatives in pursuing affordable health insurance for our small businesses and citizens.


Frank Knapp Jr.


President & CEO


S.C. Small Business Chamber of Commerce